Boost efficiency by financing the purchase and installation of new or used equipment and the cost of technology and software or invest in employee training, production area setup and productivity improvement.


This loan can be combined with conditionally non-repayable financing that may cover 50% of external professional fees related to your project.

Type of help
  • Term loan repayable over 5 years, or under certain conditions, up to 7 years
  • Possibility of postponing principal payments for up to 12 months, or under certain conditions, up to 24 months
  • Collateral is normally required for this type of financing
  • Repayable at any time without penalty
Eligible expenses
  • Cost of purchasing new or used equipment
  • Cost of purchasing technology or software
  • Installation or delivery fees
  • Training costs
  • Cost of setting up a production area
  • Costs related to improving productivity
Interest rate

Competitive and risk-based

Main eligibility conditions
  • Be legally constituted
  • Be located in the DEL region or plan to be
  • Operate in an eligible industry and offer value-added services or products generally intended for businesses (B2B)
  • Submit a project that will help to create and/or maintain jobs
  • Submit a project for which government financing and DEL financing combined cover a maximum of 50% of the project expenses
  • Demonstrate that the project is based on realistic financial forecasts demonstrating profitability and growth potential
  • Provide current financial statements showing 20% equity after the project and ability to repay
  • Demonstrate that the business and entrepreneur are not in default to the government or its creditors, nor are they the subject of any litigation
Main documents to present
  • Financial statements for the past 3 years and current year
  • Projected financial forecasts for the next 2 years of the business
  • Business model and revenue model or business plan
  • Project cost quote
  • Entrepreneur’s personal financial statement and credit report

Book an appointment

DEL can help you find the type of financing that best matches your business needs. Our services are free of charge.

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